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Eligibility is based on where you live, how much income your household has, and whether you're at risk of losing your housing or having your utilities shut off due to a financial hardship.


Where you live

You must be a resident of Missouri, and renting your primary residence (or applying for a previous address).


Your Household Income

Your household's estimated income must be at or below 80% of the Area Median Income (AMI) established by HUD - and based on your county and household size.


As part of your SAFHR application, you will select whether your household income falls in the 0-30% AMI range, 30-50% AMI range, or 50-80% AMI range.


Details on how to calculate household income, and how to look up your AMI range, can be found here.  View the limits and more information here.


One or more members of your household must be receiving unemployment benefits, and/or experienced financial hardship as a result of the COVID-19 pandemic.  You need not have been sick with COVID-19 - but you must have experienced a reduction in household income (as a result of a reduction in work hours, job loss, etc.), incurred significant costs, or other hardship.


You must also attest to your risk of losing your residence (housing instability) or becoming homeless as a result of the financial hardship.